The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) released their Existing Home Sales Report, which shows that the inventory of homes for sale is currently at an all-time low. The report explains:

“Total housing inventory at the end of December totaled 1.07 million units, down 16.4% from November and down 23% from one year ago (1.39 million). Unsold inventory sits at an all-time low 1.9-month supply at the current sales pace, down from 2.3 months in November and down…

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Want to Build Wealth? Buy a Home This Year. | MyKCM

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these measurements, recent studies show that it’s still more affordable to own than rent in most of the country.

There is, however, another financial advantage to owning a home that’s often forgotten in the analysis – the wealth built through equity when you own a home.

Odeta Kushi, Deputy Chief Economist for First American, discusses this point in a recent blog post. She explains:

“Once you…

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Why Moving May Be Just the Boost You Need | MyKCM

As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the U.S. Census Bureau reported an increase in the percentage of adults with symptoms of anxiety and depression in a recent Household Pulse Survey.

There’s logic behind the idea that making a move could improve someone’s quality of life. When people change their scenery, they often feel happier. Catherine Hartley, an Assistant Professor at New York University’s Department of Psychology and co-author of a study on how new experiences impact…

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Why Not to Wait Until Spring to Make a Move | MyKCM

 

The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some of the biggest wins for homebuyers this season.

1. Mortgage Rates Are Historically Low

In 2020, mortgage rates hit all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, realtor.com notes:

“Given this means homes could cost potentially tens of thousands less over the lifetime of the loan.”

Essentially, it’s less expensive to borrow money for a home loan today…

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running shoes

For 2021, the Seaside School Half Marathon + 5K is going completely virtual. Get ready to sweat, connect and crush some run goals from wherever you are in the world. Your registration fee includes shipping costs for your Bradley® ReActive Sling Backpack and Pleated Face Mask, Billie Gaffrey Designed Race Shirt, Virtual Training Coach Program led by lululemon® Grayton Beach Ambassador, Rex Stinnet + many more surprises!

How does it work? Simply complete your selected course, at any pace and in any style you wish, between Sunday, February 12th and Sunday, February 28th, 2021. Then report your time to be added to the race’s national results leaderboard. 100% of proceeds from the race benefits the Seaside School, Inc. making this a great way to…

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event graphic A first-in-kind travel and music experience providing a safe destination to see live music. Moon Crush is designed to be a socially distanced experience for you and your favorite people to connect in a responsible way.   The five-day even, takes place April 26 - May 1, 2021 in Miramar Beach, FL and will include performances by Jason Isbell and The 400 Unit, The Revivalists, NEEDTOBREATHE, St. Paul & the Broken Bones, Lake Street Dive, The War and Treaty, Vintage Trouble, Sammy Rae and the Friends and more!  “Music Only” passes are available to residents of Walton and Okaloosa counties with proof of residency provided. To purchase “Music Only” passes, call 833-935-2774. Click here for more…

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Premier focused on raising donations for local charities during the holidays and we are proud to say that we raised over $25,000 in monetary donations!

  • $10,000 donated to Point Washington Medical Clinic.
  • $12,450 + 600 food items donated to Food for Thought, that will be used for the January food distributions now that school is back in session.
  • $5,400 donated to The Twin Cities Pavilion and Plew Elementary School in Niceville.
  • $1,500 + holiday gifts donated to the Emerald Coast Child Advocacy Center.

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Niceville Office Giving Back During the Holidays

Niceville Charity Dec 2021

Let it be known, Team Niceville HAS THROWN DOWN THE GAUNTLET.  Last week, the Premier Niceville office challenged themselves to raise $2,500 to support The Twin Cities Pavilion and Plew Elementary School in Niceville.  True to form, they exceeded their goal and raised over $3,400 and Premier matched $2,500 for a total of $5,400.  We are off to a great start, thank you team Niceville!

 A special shout-out to Mary Gianelloni for her leadership of the Niceville efforts and to Tim and Anne Williams for highlighting the PWUMC.  Mary G, Tim and Anne, your quiet dedication and constant drive to positively impact the communities you live and work in is inspiring to us all.  


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2020 Santa Paddle Parade

Bluewater Bay Marina is hosting its 2020 Santa Paddle Parade on Saturday, December 19, 2020.

All paddlers are welcome; if you can paddle it, bring it! Paddle on a stand-up paddle board, canoe, kayak, paddle boat, or surf skis.

The 3rd Annual Santa Paddle Parade will begin at 12 p.m. with a group photo. Immediately following the photo, the group of Santa Clauses will leave BWB Marina and paddle East to Rocky Bayou Bridge, North to North Shore of Rocky Bayou and back to Marina.

The parade route may be adjusted due to wind and weather.

Registration is $30. The first 75 to register will receive a Santa suit to wear during the paddle.

Proceeds for the event will benefit Sharing and Caring of Niceville.

For more…

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