Northwest Florida Beach Homes For Sale

Information for Buyers

The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! If you still have questions or need more info, please contact us!

Nine steps to buying a home:

1. Figure out how much you can afford
2. Know your rights
3. Shop for a loan
4. Learn about homebuying programs
5. Shop for a home
6. Make an offer
7. Get a home inspection
8. Shop for homeowners insurance
9. Sign papers

Step 1: Figure out how much you can afford

What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure.

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Article courtesy of U.S. Department of Housing and Urban Development (HUD)

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